east coast commercial lendings has the financing you need to reclaim your time, scale your business, and elevate your investor status...
bridge loan financing
Every great real estate mogul has a moment where a bridge loan saved the day. This could be yours. Don’t miss the chance to build your empire—on your terms.
In real estate, hesitation costs money—and momentum. A great opportunity doesn’t wait for permanent financing to fall into place. You need the capital to act now or risk watching someone else scoop the deal.
The biggest deals of your career won’t happen when it’s convenient. They’ll happen when you’re ready to bridge the gap and act fast.
new construction projects
Securing funding for new construction projects is the key to turning vision into reality. With the right financing, real estate developers can break ground without delays and keep momentum strong.
Traditional banks often hesitate, but alternative lenders provide fast, flexible capital to cover land acquisition, materials, labor, and unforeseen costs—so you can focus on building, scaling, and profiting.
Whether you plan to refinance into long-term financing, sell at a premium, or lease for ongoing cash flow, the right funding ensures your project isn’t just completed—it’s a success.
Short-Term Loans
Running a commercial real estate business means managing the unpredictable—unexpected repairs, sudden growth opportunities, or temporary cash flow challenges.
Short-term loans give you the agility to solve problems before they become obstacles.
When you’re in control, you can outlast competitors, outthink challenges, and outpace your goals.
Quick access to cash to handle emergencies or upgrades.
– The flexibility to keep operations smooth during cash flow dips.
– A financial boost to capitalize on time-sensitive deals.
DSCR (Debt Service Coverage Ratio) Loan Program Summary
A DSCR (Debt Service Coverage Ratio) loan is a type of commercial real estate loan that evaluates a property’s ability to generate enough income to cover its debt obligations.
Instead of relying on the borrower’s personal income, lenders assess the property’s rental income and compare it to the loan payments using the DSCR formula:
Using the formula DSCR = Net Operating Income ÷ Total Debt Service, lenders typically require ratios of 1.0-1.25, meaning properties must generate at least 100-125% of their debt obligations in income.
DSCR loans eliminate the need for traditional income documentation like tax returns and W-2s.
If you’re a real estate investor or developer, then you already know that time isn’t just money—it’s everything. The difference between securing a high-value property and watching it slip through your fingers isn’t skill or luck—it’s speed. If your funding isn’t ready when opportunity knocks, then someone else will answer.
Here’s the brutal truth:
- Deals don’t wait. The best opportunities disappear while banks drown you in paperwork.
- Delays kill momentum. Every wasted day is another day you’re paying holding costs instead of collecting profits.
- Slow financing = lost wealth. While you’re waiting for approval, your competitors are closing deals and scaling.
The investors and developers who win aren’t necessarily the smartest—they’re the ones who move the fastest. That’s where East Coast Commercial Funding comes in. We specialize in fast, flexible financing that puts you in control of your timeline—not the bank’s.
So the question isn’t if you should secure your funding now—it’s how much money are you willing to leave on the table by waiting? If you’re ready to move at the speed of opportunity, reach out to East Coast Commercial Funding today.
We Understand the Game:
1. Our team specializes in commercial real estate. We don’t just offer loans; we offer solutions to help you win.
2. Speed is Our Edge: The market moves fast. So do we.
3. Tailored for Success: No cookie-cutter plans. Every loan is built for your goals, your deals, and your future.